First Time Home Buyers
"Whether you rent or buy,
you pay for the home you occupy..."
Anyone who is renting should remember those words. If your rent is $1,000 a month, over five years you will have paid $60,000 in rent and you will have nothing to show for it.
If you have adequate income, good credit and stable employment, you may want to consider buying a home. When you buy a home you are not only building equity, but you can also deduct the interest and property taxes which you pay on the home on you Federal Income Tax return, which will reduce the amount of taxes you pay.
There are various programs to help you buy a home. For example, the Alaska Housing Finance Corporation has a program which offers a reduced interest rate for first time home buyers. If your a veteran there are zero down payment programs available. If your not a veteran you may still qualify for a zero down payment loan. There has never been a better time to buy a home, because interest rates are still near record lows.
If you think you might be interested in buying a home, please fill out the information below and I will arrange for you to have a confidential meeting with a mortgage lender to see which loan program you may qualify for.
